Because you're in control of your work when you pick up shifts through Clipboard Dental, you'll get a 1099 at tax time to reflect the income you earned through the platform. If you're used to a regular paycheck, that form can raise a few questions. Here's what it is, why you get one, and what to do when it arrives.
What Is a 1099?
A 1099 is the tax form used to report nonemployee compensation, which is IRS language for income earned as a contractor, freelancer, or independent professional. For dental professionals working through Clipboard Dental, here's what that means in practice:
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Earn $600 or more in a calendar year through Clipboard Dental and you'll get a 1099-NEC from us.
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The form shows the total income you earned through Clipboard Dental shifts during the year.
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The IRS gets a copy too, so keep your form handy when you file your return.
And one reassurance: you'll get a single 1099-NEC covering all your Clipboard Dental income for the year, not a separate form from every office you worked with.
Why You Get a 1099 Instead of a W-2
If you've worked full-time at a dental office before, you're probably used to a W-2. Working through Clipboard Dental is different.
| W-2 Employee | 1099 Independent Contractor (Clipboard Dental) |
|---|---|
| Employer sets your schedule | You choose your own schedule |
| Employer determines where you work | You pick the office and shifts you want |
| Pay rate set by the employer | You decide which rates you accept |
| Taxes withheld from each paycheck | You manage your own taxes |
| One employer controls your work | You can work across multiple offices and platforms |
What to Do With Your 1099 at Tax Time
Your 1099-NEC usually arrives by January 31. When it does, take these steps:
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Review it carefully. Confirm that your name, Social Security number or EIN, and the income total match your own records.
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Use it to file your return. Report this income on your federal tax return. Your tax preparer or software will walk you through how to include it.
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Track your deductions. As an independent contractor, you may be able to deduct business expenses like mileage, professional licenses, continuing education, dental supplies you own, and more. Keeping receipts and records all year pays off at tax time.
What About FICA and Self-Employment Tax?
As an independent contractor, you cover both the employer and employee portions of FICA taxes, the contributions that fund Social Security and Medicare. Together, these are commonly called self-employment tax, and they're calculated as part of your annual return.
Unlike W-2 employees, independent contractors don't have taxes withheld from each payment during the year. The upside is real, though. You may be able to deduct a wide range of business expenses, which can meaningfully lower your taxable income. Staying organized with your records all year makes tax season far less stressful, and it's smart to talk with a tax professional, especially one who knows independent contractor income, to make the most of your situation.
Frequently Asked Questions
If I earn less than $600 through Clipboard Dental, will I still get a 1099?
No. Earnings under $600 from a single payer in a year won't trigger a 1099, but that income is still reportable on your tax return.
How do I report 1099 income on my tax return?
Usually on Schedule C, which is also where you list the deductions you're entitled to claim.
Want to make the most of contractor status? Read The Benefits of 1099 Work for Dental Professionals for the write-offs you control, whether an LLC is worth it, and the myths worth ignoring.
This article is for informational purposes only and does not constitute tax, legal, or financial advice. Please consult a qualified professional for guidance specific to your situation.
